Preparing for the claim works better when done before the accident. This means that immediately after purchasing that car you should familiarize yourself with auto insurance policy. Arranging a decent policy will save you from using your own money when an accident happens to repair automobiles or cover for the injuries. With this you can confidently face your insurer and get help.
When an accident happens, you may have to involve the police. It may seem as the way of getting the person who caused the incident by irresponsible driving. A good suggestion that is offered is of taking photos immediately. It is also another way of identifying who hit who. Exchange details such as contact, numbers and insurance information. If he or she doesn’t agree you can let the police know about it.